Previously, in this blog we had introduced the term USSD code as well as using your mobile phone for banking: How to use your phone for banking

In this post we look at how to use your phone for banking with a case study of Guaranty Trust Bank (GTB).

Guaranty Trust Bank plc is a leading African financial institution with vast business interests spanning West and East Africa, as well as the United Kingdom. The Bank has an Asset Base of over 3.12 trillion, Shareholders’ funds of 504.9 billion and employs over 10,000 people in Nigeria, Gambia, Ghana, Liberia, Sierra Leone, Cote d’Ivoire, Uganda, Rwanda, Kenya and the United Kingdom.

Established in 1990 on a foundation of excellence, superior customer experience, ethics and best practices, GTBank has created an oasis in the African banking industry; delivering consistent year on year growth in clientele base and key financial indices since its inception.

Guaranty Trust Bank is recognized as one of the most profitable and well managed financial institutions in Africa for providing quality service, ethics, professionalism, integrity, innovation and internationally accepted corporate governance standards.

Guaranty Trust Bank (GTB) USSD Code for Money Transfer

Guaranty Trust Bank is the leading bank in Nigeria in terms of electronic banking. They were one of the first to introduce USSD banking, GTBank’s USSD code is *737#. The minimum transfer limit is 1,000 Naira and a daily transfer limit of *20,000 Naira*.

  • To transfer money from your GTBank account to another GTBank account, just dial *737*1*Amount*Recipient’s GTB Account Number# for example *737*1*5000*0123456789#
  • To transfer money from your GTBank account to another Bank, use *737*2*Amount*Other Bank Account Number e.g. First Bank# for example *737*2*10000*0123456789#.